Build a Passive Income
Stream in 3 Steps

Make Passive Income with Fixed-Income

5-8% Annual Yield
Ready-To-Go Income Plans
Customize Your Income
Get Access - $150/yr

3 Easy Steps to Passive Income

1

Set your income stream preferences

2

Assess and tailor the collection of bonds

3

Purchase the bonds at an online-broker

Tailor your income with ready-to-go plans or customize your own plan

  • 1

    Select Yield and Risk

    High Yield

    Target returns up to 8%

    Low Risk (Investment Grade)

    Get paid by the highest quality companies

  • 2

    Choose Income Stream or Cash Flow

    Income Stream

    Recieve monthly income payments

    Principal is returned at the end of the investment period, locking-in yield

    Cash Flow

    Recieve monthly income payments

    Principal matures throughout the investment period, providing monthly liquidity. To maintain cash flow, principal is reinvested unless needed

  • 3

    Set Time Horizon or Liquidity

    Time Horizon

    Set your income stream investment period

    Liquidity

    Set your cash flow income and liquidity frequency

Fixed Income Advantages

Income Tailored to Your Needs

100% Hands-off Passive Income

Locks-in Returns When You Invest

Shields from Market Chaos

Monthly Income on Autopilot



Get Passive Income

with Fixed Income




Simple flat-fee price

Payments are processed with 

Desktop Web App





What's inside



Ready-To-Go Income Plans

Pre-designed plans tailored to investment goals, whether it's maximizing returns, minimizing risk, creating cash flow, or managing liquidity. With these plans, you can easily begin generating income right away.

Custom Income Builder

This workflow provides you with the list of available bonds that meet your target criteria, providing you flexibility to invest in what you want while still keeping you aligned to your target.

Creditworthiness Evaluations

We provide issuer financial data to help you evaluate creditworthiness. This information includes debt ratios, profitability ratios, and interest coverage metrics.

Tracking & Notifications

After saving your plan, we assist you in monitoring the progress of your investments and guide you in reinvesting maturing bonds.

Managing Key Risks

Market Risk

At maturity, bonds are repaid by the issuer. We construct maturity ladders to match your liquidity needs, ensuring repayment by issuers and removing the need to resell in the market to completely avoid market risk.

Risk is avoided

Interest Rate Risk

By investing in uncallable fixed-income bonds, the interest rates are fixed at the time of purchase and remain unchanged until maturity. This shields you from any fluctuations in interest rates.

Risk is avoided

Default Risk

To minimize default risk, we offer income plans based on issuer credit quality. We also provide issuer financial health data, including debt ratios, profitability ratios, and interest coverage metrics, for your evaluation.

Risk is minimized


Our method helps you avoid market chaos, secure reliable income, and safeguard your capital.



Get Access - $150/yr

Why Bonds?


Bonds vs Bond ETFs, REITs & Dividend Stocks: 7 reasons to invest in bonds
Reasons Bonds Bond ETFs, REITs & Dividend Stocks
Unaffected by Market Fluctuations Bonds held to maturity are repaid by issuers ETFs, REITs & Stocks are exposed to market volatility
Shielded from Rate Changes Bonds held to maturity are unaffected by interest rate changes Bond ETFs & REITs are sensitive to interest rates
Reliable Income Fixed-income bonds have fixed rates Dividends can change at anytime
Preserves Invested Capital Bonds are repaid at par value Invested capital is subject to market timing, but can offer higher returns if there are capital gains
Locks in Returns Returns are known at time of investment ETFs, REITs & stock returns depend on dividend changes and market timing of exit
Fees Bonds held to maturity just have the purchase transaction fee ETFs and REITs have ongoing AUM fees
Liquidity You can sell at anytime, but will be subject to the market. Our cash flow method provides some liquidity on a monthly basis without market exposure You can sell at anytime, but will be subject to the market


Bonds offer reliable passive income with known returns and no market exposure


Bonds vs Real Estate: 7 reasons to invest in bonds, and 2 reasons not to
Bonds Real Estate
100% passive
Partially passive
1 hour of upfront work
Months of upfront work
Zero Ongoing Maintenance
Ongoing Maintenance
Liquid
Not liquid
No leverage
Requires a mortgage
Can avoid market volatility
Subject to market volatility
No additional obligations
Must pay monthly mortgage
Usually lower yield
Usually higher yield
Low capital gains potential
High capital gains potential


Bonds are truly passive, while Real Estate is more of a business


Is your cash still just sitting around?



Get Access - $150/yr